Tip s to improve your CIBIL or Credit Score

To improve your CIBIL score, you should pay your bills and debts on time, maintain a low credit utilization ratio, and avoid applying for new credit frequently. You can also check your credit report regularly to detect any errors and discrepancies, and correct them as soon as possible. Additionally, you should avoid co-signing for someone else's loan or credit card, as it may affect your creditworthiness. Finally, you can diversify your credit portfolio by having a mix of secured and unsecured loans, and maintaining a long credit history.